Parking Mate UK
PSP Court Claim

Defend Your PSP Court Claim and Get It Discontinued or Dismissed

If you've received a County Court Claim Form for a parking charge issued by PSP, you have a short window to respond. Parking Mate UK prepares your solicitor-grade defence document in minutes, designed to get the claim discontinued or dismissed.

Your PSP Defence pack includes the Defence Document, N180 Directions Questionnaire, Mediation Call Script, and Witness Statement.

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Deadline warning: Act quickly, file a defence within 14 days to avoid a CCJ.
PSP Defence pack showing defence document, N180 form, evidence pack, and filing instructions
PSP Court Claim basics

What is a PSP Court Claim?

A PSP Court Claim is a county court claim issued because a PSP parking charge notice was not paid. The claim may be issued by PSP directly or by solicitors acting for the parking operator.

To defend a PSP Court Claim, you must:

  1. Prepare a Defence Document addressing the grounds that apply to your case.
  2. File your Defence with the CNBC before the deadline on your claim form.
  3. Respond to any further court correspondence, including the N180 Directions Questionnaire.

If you do nothing, the court enters a default judgment against you. A CCJ can affect your credit file for six years.

PSP County Court Claim Form converted into a PSP Defence and complete defence pack

How Parking Mate UK prepares your PSP Defence

  1. 1. Prepare PSP Claim Documents
  2. 2. Review PSP Defence Grounds
  3. 3. Submit PSP Defence Request
  4. 4. We Prepare Your PSP Defence
  5. 5. Submit Your PSP Defence
Full PSP Defence Support

How To Defend PSP Court Claim

Parking Mate UK makes defending a PSP Claim simple. You provide the PSP County Court Claim Form, plus a summary of what happened, and we prepare the solicitor-grade PSP Defence document with clear filing instructions.

PSP Defence draft document prepared by Parking Mate UK

Upload PSP Claim

  • PSP County Court Claim Form and Particulars of Claim.
  • Parking Charge Notice and PSP Letter Before Claim.
  • Evidence, photos, correspondence, and previous appeals.

We Prepare PSP Defence

  • Solicitor-grade PSP Defence.
  • Evidence checklist and filing instructions.
  • Next-step guidance for the small-claims process.

You Submit PSP Defence to CNBC

  • File the PSP Defence with the Civil National Business Centre before the deadline.
  • Send required PSP Defence forms and evidence when the court asks.
  • Update Parking Mate UK so we can support the next stage.
01

Prepare PSP Claim Documents

Before requesting your PSP Defence, gather the documents and facts needed to understand the PSP Court Claim. This helps Parking Mate UK identify the strongest PSP Defence points and prepare the document accurately.

Claim documents

  • PSP County Court Claim Form and Particulars of Claim.
  • Original parking charge notice, reminder letters, PSP Letter Before Claim, and solicitor letters.
  • Any appeal, rejection, POPLA, IAS, debt recovery, or pre-action correspondence.

Evidence and facts

  • Photos of signage, ANPR images, payment records, receipts, permits, or authorisation evidence.
  • Key dates including parking event, PCN issue, PSP Letter Before Claim, PSP Court Claim issue, and PSP Defence deadline.
  • Medical notes, exemption documents, breakdown records, tenancy documents, or keeper evidence where relevant.

Your court deadline still matters. If your PSP Defence deadline is close, start the request immediately and upload what you have.

02

Review PSP Defence Grounds

Use the widget to understand the main PSP Defence grounds that may apply. Parking Mate UK uses your documents and answers to decide which grounds should be included in the PSP Defence.

Strategy step: start with the strongest point, usually keeper liability, vague pleadings, signage, or authority, then build supporting factual and fee arguments around it. Courts respect focused, evidenced arguments.

POFA & Keeper Liability

No right to pursue the keeper

Strong defence ground
What it means

The claimant may only pursue the registered keeper if it complied with Protection of Freedoms Act 2012 Schedule 4, or if it can prove the defendant was the driver.

How to defend it

State that no admission is made about the identity of the driver. If the claimant seeks keeper liability, require strict proof of POFA compliance, including notice content, service, timing, parking period, keeper warning, and the right to recover only the unpaid parking charge.

Evidence required

Notice to Keeper, Notice to Driver if any, proof of posting or service, DVLA keeper request records, photographs relied upon, and the claimant's explanation of how POFA liability is said to arise.

Defence wording style

The Defendant was the registered keeper. No admission is made as to the identity of the driver. The Claimant is put to strict proof that it has complied with Protection of Freedoms Act 2012 Schedule 4 and that liability has lawfully transferred to the keeper.

Start my PSP Defence
03

Submit PSP Defence Request

Once your documents are ready, complete the Parking Mate UK request form. Upload your PSP County Court Claim Form and evidence, then give a short summary of what happened. Parking Mate AI reads the uploaded document, extracts key details, and helps prepare the correct PSP Defence for your stage.

What you provide

  • PSP County Court Claim Form and Particulars of Claim.
  • Parking charge documents and correspondence.
  • Evidence files such as photos, receipts, permits, payment records, or tenancy documents.
  • A short explanation of what happened and whether you were driver, keeper, resident, customer, or site user.

What Parking Mate checks

  • Claim deadline and filing route.
  • Claimant, site, issue date, amount claimed, and Particulars of Claim.
  • POFA keeper-liability position.
  • Signage, authority, ANPR, payment, permit, and factual issues.
  • Added debt recovery fees and inflated claim amounts.
Submit PSP Defence request
04

We Prepare Your PSP Defence

Parking Mate UK prepares your solicitor-grade PSP Defence document around the strongest points from your PSP Court Claim, documents, and evidence. You receive the PSP Defence and clear filing instructions so you can file it with the court before the deadline.

What you receive today

  • Solicitor-grade PSP Defence document.
  • PSP Defence filing instructions.
  • Evidence checklist and document notes.
  • Clear next-step guidance for the PSP Court Claim stage.

One-time

£99.99

Start PSP Defence

What we support next

  • N180 Directions Questionnaire.
  • Mediation appointment script.
  • Claimant bundle review.
  • Witness statement and hearing support.

Parking Mate UK provides full support to defend PSP Court Claim cases, from the first PSP Defence document through the later small-claims stages.

05

Send Your PSP Defence to the Court

Once your PSP Defence is ready, you must send it to the Civil National Business Centre before the deadline. We provide the PSP Defence document and clear submission wording so you can email it correctly.

PSP Defence document being emailed to the Civil National Business Centre

What you need to send today

  • Your completed PSP Defence document.
  • The correct claim number in the email subject line.
  • The PSP Defence attached as a PDF.
  • A short covering email to the court.

Where to send it

Parking Mate UK gives you the prepared PSP Defence and the exact filing instructions, so you can submit your PSP Defence to the court properly and on time.

After your PSP Defence

PSP Claim Timeline

Filing a PSP Defence is the first step in defending your PSP Court Claim and there are several steps that must be completed to ensure that you have the best chance of getting the claim dismissed or discontinued. You will receive email reminders and notifications on the next steps, however here is a summary of what you can expect to happen after your PSP Defence is sent.

1. Complete Form and File PSP Defence

Upload your PSP County Court Claim Form, answer the PSP Defence questions, and receive the solicitor-grade PSP Defence document with filing instructions ready to send to ClaimResponses.CNBC@justice.gov.uk.

You can acknowledge your claim on Money Claim Online. This also allows you to keep track of the claim and see how it is progressing.

Money Claim Online

When it happens

Today

Document provided

  • Solicitor-grade PSP Defence
  • PSP Defence filing instructions

2. PSP Court Claim N180 Directions Questionnaire

When the court sends the N180, Parking Mate UK provides you with an N180 form to submit to the court to confirm that you want to proceed with the case.

The N180 form provides details of where you want the case to be heard, any dates you cannot attend, and your contact information.

Download Form N180 from GOV.UK

When it happens

Around 30 Days

Document provided

  • Completed N180 Directions Questionnaire

3. PSP Mediation Call Script

If mediation is listed, Parking Mate UK provides a simple call script so you know what to say, what not to admit, and how to handle settlement pressure.

HMCTS explains that small claims mediation is a free telephone session with a trained mediator. Their official guidance says mediation has settled around half of these small claims without a court hearing.

Parking Mate UK builds your mediation script around your PSP Defence so you can negotiate your position and try to resolve the case without speaking to a judge or attending a court hearing.

HMCTS small claims mediation guidance

When it happens

Around Day 60

Document provided

  • Mediation appointment script

4. PSP Claimant Bundle Review

If the mediation appointment is not successful, the claimant may send their bundle and explain in more detail why they pursued the claim in court.

Parking Mate UK reviews the bundle against your PSP Defence grounds, the Private Parking Sector Single Code of Practice, and POFA 2012 Schedule 4 requirements.

When the claimant uploads their evidence bundle, you upload it to Parking Mate UK so the key weaknesses and response points can be reviewed.

The bundle contains important information needed for your witness statement, including the evidence, photographs, signage, contract documents, and legal arguments relied on by the claimant.

When it happens

Around Day 90

Document provided

  • Claimant bundle review notes
  • Evidence response points

5. PSP Court Claim Witness Statement

Once your claimant bundle and evidence are uploaded, Parking Mate UK prepares your witness statement using the PSP Defence, bundle, and evidence provided.

The witness statement summarises your version of events, responds to the claimant evidence, and helps present your case clearly before the hearing stage.

You submit the witness statement to the claimant and the court by email before the court deadline.

When it happens

Around Day 90

Document provided

  • Witness Statement
  • Witness statement filing instructions

6. PSP Court Claim Hearing Preparation

If a hearing is listed, Parking Mate UK provides hearing guidance and, where appropriate, an email template to ask the court to hear the case in your absence.

The judge will make a decision on the documents provided. A complete defence, evidence bundle response, and witness statement gives you a stronger position than relying on a short explanation alone.

You can also use CourtServe to check daily court lists and see cases listed for hearing.

If the claim is not successful and judgment is entered, paying within 30 days normally prevents the judgment being registered on your credit file.

Check daily court lists on CourtServe

When it happens

Waiting for Hearing

Document provided

  • Hearing preparation guidance
  • Hearing in absence email template

7. PSP Court Claim Status and Outcome

You update Parking Mate UK with the PSP Court Claim status, discontinuance, settlement, hearing outcome, or judgment so the next step is clear.

When it happens

Final Step

Document provided

  • Outcome guidance
  • Next-step support

If You Ignore the PSP Claim

A default CCJ can be entered, damaging your credit file and opening the door to enforcement action.

If You File a PSP Defence

The PSP Court Claim moves into the small claims process and the claimant must prove the charge, authority, evidence, and amount.

If the PSP Claim Ends

The PSP Court Claim may be dismissed or discontinued, no judgment is registered, and you may be able to ask for limited costs.

Potential costs

Why Defend PSP Claim?

Understanding the risk helps you decide whether to defend or settle a PSP Claim. The figures below are typical ranges for a standard PSP Court Claim.

If you ignore the PSP Claim

Original parking charge£60-£170
Fixed legal costs£50-£80
Court issue fee£35-£85
Statutory interest£5-£25
Worst-case total~£300-£360

A default judgment can be entered automatically if you ignore the PSP Court Claim. This can damage your credit file for six years.

If you file a PSP Defence

No default CCJ

Filing a PSP Defence prevents a default judgment being entered against you.

Claim can be discontinued

A properly defended claim may be dropped before a hearing, meaning you pay nothing to the claimant.

Witness costs if you attend and win

You can usually ask for £95 in witness attendance costs. The court may also award additional costs if the claimant has behaved unreasonably.

Avoid the full claim amount

A successful PSP Defence means you owe nothing to the parking company.

Our fee covers the complete documentation you need to file your PSP Defence, including filing instructions and next-step support.

These figures cover standard PSP Court Claim cases in England and Wales. Amounts may vary.What happens after PSP Defence?
FAQs

PSP Court Claim FAQs

What does Parking Mate UK prepare for a PSP court claim?

Parking Mate UK prepares a solicitor-grade PSP Defence based on your PSP County Court Claim Form, parking charge documents, correspondence, evidence, and answers. The service also includes filing instructions and support for later steps such as the N180 Directions Questionnaire, mediation script, claimant bundle review, witness statement, and hearing guidance.

How quickly can I start my PSP Defence?

You can submit your case in about 60 seconds by uploading the PSP County Court Claim Form and answering a few questions. Parking Mate AI reads the uploaded document, extracts the key details, and helps prepare the correct PSP Defence document for your stage.

Do I file the PSP Defence myself?

Yes. Parking Mate UK prepares the PSP Defence document and filing instructions. You remain responsible for submitting the PSP Defence to the court before the deadline and keeping copies of anything filed.

What should I upload?

Upload the PSP County Court Claim Form, Parking Charge Notice, PSP Letter Before Claim, solicitor letters, previous appeals or rejections, photographs, receipts, permits, payment records, tenancy documents, and any other evidence that explains what happened.

Can you guarantee the PSP Court Claim will be discontinued or dismissed?

No. No honest PSP Court Claim defence service can guarantee what a claimant or judge will do. Parking Mate UK prepares the strongest PSP Defence and guidance it can from your documents, facts, evidence, and court stage.

What if I already have a CCJ from PSP?

If judgment was entered in default because you did not respond, you may be able to apply to set it aside if you act promptly and can show a real prospect of defending the claim or another good reason.

How do I contact PSP?

Use the contact details shown on your PSP Court Claim, Letter Before Claim, or latest correspondence from PSP. Contacting PSP does not replace filing your Defence with the court before the deadline.

Written by Parking Mate UK | Last updated: 21 May 2026

Parking Mate UK has helped UK motorists since 2018 to challenge parking tickets, court claims and bailiff enforcement. We prepare clear, notice-specific documents so drivers can respond with the right grounds, evidence and submission instructions.

Start Your PSP Defence

Upload your PSP Court Claim today. Parking Mate UK prepares your PSP Defence and supports the next stages, including the N180 Directions Questionnaire, mediation script, claimant bundle review, witness statement, and hearing preparation.

What's Included

  • Court-ready PSP Defence document
  • N180 Directions Questionnaire
  • Mediation Appointment Script
  • Claimant bundle review
  • Witness Statement
  • Hearing in absence email
  • Email Reminders and AI Support
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