How To Set Aside county court judgement (ccJ)
We will help you understand how to set aside a CCJ so it is removed from your credit report. You can then decide to get our help or make the application yourself.
Have you received a CCJ?
This guide has been written according to the guidance provided by the UK government website – County court judgments for debt. The goal for this guide is for you to understand how to appeal (set aside a court judgement).
If you receive a court judgement out of nowhere, there is a strong chance your judgement can be set aside, this means we can help you get the judgement removed.
What is a county court judgement?
You can apply for the judgment to be cancelled (or ‘set aside’) if:
- you do not owe the money
- you did not receive, or did not respond to, the original claim from the court saying you owed the money
How to apply for the judgement to be cancelled
To get the judgement cancelled, you have make an application to ask the court to set aside the judgement.
Once you have submitted your documents to the court, the court will assign the case to a district judge who will review the case and make a decision.
You will have to go to a private hearing at the court to explain why you do not owe the money. If you do not go to the hearing, your application will be rejected and you’ll have to pay the amount in the judgment.
It is therefore important that you get advice and your documents are completed correctly before you attend the hearing.
What are chances of getting a judgement set aside?
The outcome depends on the reasons you give. If you get legal advice or support in getting the application set aside, you will then have a higher chance of winning.
The person completing the forms must understand the ‘conditions’ when a judgement must be set aside. If the conditions are met, then the judgement will be set aside.
In addition, the judge can consider other reasons, but remember, the parking company is likely to contest your application, therefore, it is important to have a strong application from the start.
Need help? Start your set aside application
We can support with preparing the documents needed to set aside the application and to help with preparing for the hearing. With our help, you will have a stronger chance of getting the judgement cancelled.
In addition, we can also apply to have the claim dismissed, meaning that the set aside application and the claim will be sorted at the same time.
How to send your case
We will start working on your case within 48 hours and keep you updated. If you wish to do the application yourself, you can download the N244 documents here.
What happens after your application is sent
- The county court business centre will inform the Claimant
- Your case will be transferred to your local court
- You will receive a court hearing date shortly after
- The Claimant will send their response to dismiss your application
- You can prepare a defence to the Claimant’s application
- You will then have to attend the hearing
- The judge will make a final decision at the hearing
So that’s a summary of what happens if you want to apply for a CCJ to be cancelled or set aside.
What happens if you pay the judgement
If you pay the judgement within 30 days of being made, it will be marked as paid and will not appear on your credit report.
According to Experian, If you pay after 30 days, the judgement will be marked as satisfied and will be on your credit report for 6 years.
It can only be removed if you make a set aside application and you win.
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